Pharmaceutical Industries


Stories and information to help you plan, prepare and protect what matters most.

Insurance for Pharmaceutical Industry

Pharmaceutical organizations are confronted with a scope of provokes that present remarkably critical dangers to your business. The present requesting medical services plan consistently pushes the requirement for creative, practical meds while controllers, payers, medical services suppliers, and patients are requesting more noteworthy incentives for cash, demonstrating the adequacy of items, more straightforwardness, and admittance to data.
Simultaneously, an effective test for licenses and different types of protected innovation might sabotage a company’s center item and wellspring of income.
This multitude of elements joins to uncover organizations in this area to an extraordinary level of hazard. That is the reason at Kapalin, we generally work intimately with our clients to all the more likely get their situations and difficulties to more readily prompt them. Whether you are a rising enterprising life science organization or a huge worldwide partnership, our committed group proactively assists you with moderating dangers with start to finish warning administrations.


Contact us today for a quote and secure yourself against any risk with our reliable coverage plans!



Property Damage

Standard Fire and Special Perils Insurance is a traditional cover that offers cover against fire and allied perils which are named in the policy. The policy can cover building (including plinth and foundation), plant and machinery, stocks, furniture, fixtures and fittings and other contents.

Business Interruption / Loss of Profits

Business interruption insurance is insurance coverage that replaces income lost in the event that business is halted due to direct physical loss or damage, such as might be caused by a fire or a natural disaster. THis type of insurance also covers operating expenses, a move to a temporary location, if necessary, payroll, taxes, and loan payments.

Commercial General Liability

Commercial general liability (CGL) is a form of comprehensive insurance that offers coverage in case of damage or injury caused by a business’s operations or products, or on its premises.

Product Recall

Product Recall Liability Insurance indemnifies the insured for those sums that the insured becomes legally obligated to pay as compensatory damages arising out of recall, removal, recovery of possession or control, or disposal of the Product that is manufactured, sold, marketed, handled, or distributed by the insured.

Clinical Trial

This policy will indemnify the insured against all sums for which he will be legally liable pay to any Research Subjects as for death bodily injury physical or mental illness disease or impairment caused to Research Subject as damages for death bodily injury physical or mental illness disease or impairment caused to Research subject by the research.

Directors And Officers Liability

The D&O policy provides cover for the personal liability of Directors and Officers arising due to wrongful acts in their managerial capacity. Defence costs are also covered and are payable in advance of final judgment.

Marine/ Sales Turnover Policy

Sales turnover policy (STOP) is a highly evolved marine insurance cover. Thus, it is suitable for industries where multiple internal transits require to produce/manufacture the final product for sale.

Employer’s Liability

The policy covers statutory liability of an employer for the death of or bodily injuries or occupational diseases sustained by the workmen arising out of and in course of employment.

Cyber Insurance

Cyber insurance policies protect companies from hackers and other individuals or groups who may gain access to company-stored personal identifying information.

Trade Credit Insurance

Trade credit insurance (TCI) reimburses companies when their customers are unable to pay because of insolvency or destabilizing political conditions.